By JOE FLOWER
A reader asks: "If the current bill passes are my health insurance costs likely to go up, down, or remain about the same?"
If the form that I believe most likely to pass actually passes (insurance reforms, individual mandate, weak or no public option or co-ops), I believe that they will continue to go up. There simply is nothing in the bill that would make things more affordable. In health care markets, for a convoluted nest of reasons, more competition causes prices to go up, not down.
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