by Jason Rosenbaum in Solutions that Work
A few basic questions on the public health insurance option answered.
What is the public health insurance option?
The public health insurance option is an idea supported by President Barack Obama as part of his health reform plan. (It is modeled after Jacob Hacker's original "public plan choice" paper [pdf].) In essence, it is a health insurance program run by or accountable to Congress and the voters. It would be national - available in every state in this country - and ready to use as soon as it gets built. It would be offered as a choice - and only a choice - to people who need insurance.
In the five health care bills currently being considered by congress, four of them include a public health insurance option - the bills in the House of Representatives and the bill that the late Senator Ted Kennedy wrote and passed out of his committee. The framework put forward by the "gang of six" in the Senate Finance Committee does not have a public health insurance option.
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