The costs of universal coverage are partly offset by later savings in Medicare. New research found that individuals who lacked health insurance at some point between the ages of 51 and 64 cost Medicare more than those who had continuous coverage in the years prior to Medicare eligibility. On average, those who were previously uninsured cost Medicare an additional $1,000 annually per person when compared with those who had been consistently covered. Had they been insured they would have likely cost Medicare less.
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