General Motors Will Move to High-Deductible Insurance Plans - Health Blog - WSJ

By Jacob Goldstein

General Motors, once famous for its top-notch, cradle-to-grave benefits, will offer only high-deductible health insurance to its salaried workers starting next year, Business Insurance reports.

Besides setting up the inevitable joke (”Cadillac workers won’t get Cadillac insurance”) and carrying the inevitable symbolic resonance that goes with everything GM does, the shift is the latest sign of the way employers are looking to shift some of the burden of rising health costs to workers.

One recent survey found that nearly two-thirds of employers plan to shift more of the cost of care to workers and their families through higher premium contributions, deductibles and copayments.
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