by Jane Sarasohn-Kahn
On one hand, it can be said that enrollment in consumer-directed and high-deductible health plans in 2009 grew by 33% in the past year. On the other hand, the total proportion of Americans enrolled in private plans who was in a CDHP or HDHP was 4%.
While this represents growth by definition, it's instructive to look at the chart and note that 34% of employers did not offer employees an HDHP or CDHP in 2009 -- up from 28%. That is, substantially fewer employers offered a consumer-directed plan this year compared to the previous 3 years this survey has been conducted.
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