No. The law doesn't require insurers to cover dental care for adults, but there's a good chance that could change when the state insurance exchanges begin operating in 2014. These exchanges will be online marketplaces where consumers can easily compare prices and coverage and find the policy that best fits their needs.
The law says that health insurance plans sold on an exchange have to cover an "essential health benefits" package similar to the typical employer-sponsored health care policy. Nearly half of the employers offering health benefits to their employees this year provide some kind of dental coverage, including 87 percent of employers with 200 or more workers, according to a recent survey.
Although adult dental care is not among some examples of benefits the law says must be covered, consumer advocates say it appears that the U.S. Department of Health and Human Services could include it in the regulations that will detail what essential benefits must be provided.
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